The 2026 ABSD increase
The Ministry's Feb-2026 adjustment lifted the second-property band by 5 points and the third-property band by 7. Here's how that lands in real numbers.
Who actually pays more
- Singaporean upgraders holding their existing home ??? pay the new 25% (was 20%) until the old one sells
- Singaporean investors acquiring property #3+ ??? pay the new 35% (was 28%)
- PRs and foreigners ??? small upward tilt, but not the focus of this round
The plan that still works
Decouple early. Get the second property purchase done inside the same 6-month window as the first sale. If timing slips, ABSD remission claims need careful documentation ??? most cases I see go wrong here.
Rules as of February 2026 ??? check IRAS for current details before transacting.